Terms of Service

Effective: May 2026 · Version 1.0

1. Scope

These Terms apply to all contracts between the provider and customers regarding the use of the web application "US Aktien Screener". The Service is an information and research tool that filters publicly available financial data on US stocks from the S&P 500 index.

2. Subject and Plans

All prices are final. The provider is a small business pursuant to § 6 (1) (27) UStG 1994 (Austria).

3. Conclusion of Contract

The contract is concluded upon completion of checkout at the payment provider (Lemon Squeezy or Paddle). Confirmation by email.

4. Founder Plan (Special Terms)

The Founder plan is a one-time payment of $219 and includes:

• 3 years of guaranteed access from the date of purchase
• Free renewal after the 3 years, as long as the provider operates the Service
• Discontinuation after 3 years: no refund, but 6 months notice by email
• Early discontinuation within the 3-year guarantee: pro-rata refund
• "Founder" is a marketing term — no guarantee beyond the above
• Force majeure (e.g. loss of data sources): no claim beyond pro-rata refund

5. Right of Withdrawal (for consumers)

5.1 Instructions on withdrawal

You have the right to withdraw from this contract within 14 days without giving any reason. The withdrawal period expires 14 days after the day of the conclusion of the contract.

To exercise: unequivocal statement (email to info@us-aktien-screener.com).

5.2 Effects of withdrawal

The provider reimburses all payments within 14 days of receipt of the withdrawal notice.

5.3 Lapse of withdrawal right (digital content)

For digital content, the right of withdrawal lapses pursuant to § 18 (1) (11) FAGG / Art. 16 (m) Directive 2011/83/EU when the consumer expressly consents to immediate performance and acknowledges that the right of withdrawal lapses. See § 6.

6. Immediate Start (Waiver of Withdrawal Right)

When purchasing a paid plan, confirmation of the following clause is required as a mandatory checkbox before checkout:

"I expressly agree that the Service is provided immediately after conclusion of the contract. I acknowledge that with the beginning of contract performance, my right of withdrawal under § 18 (1) (11) FAGG lapses."

7. Termination and Renewal

• Monthly: cancellable any time at end of month
• Yearly: cancellable any time at end of contract year
• Founder: no termination required

Cancellation via Lemon Squeezy/Paddle self-service portal or by email. Auto-renewal with 7-day email reminder. Price changes: 30 days notice, right to cancel at previous price.

8. Disclaimer – not investment advice

The Service provides publicly available data and automated filters only. Not investment advice within the meaning of § 1 (1) (19) WAG 2018. Filter results ("hits") are not buy recommendations. Past performance is not a reliable indicator of future results.

9. Data sources and data quality

Data sources: Yahoo Finance, Finnhub.io, Wikipedia. The provider gives no warranty for completeness, accuracy, timeliness, or availability. Users should verify against original sources.

10. Service availability

No specific availability guaranteed. Short-term outages do not entitle to refund. Outages > 7 consecutive days: Founder guarantee extended; Monthly/Yearly: billing period extended pro rata.

11. Account use and abuse

Access is personal and non-transferable. Prohibited: sharing login data, simultaneous multi-person use, scraping/bots, resale of data, reverse engineering. Violations: account block without notice.

12. Limitation of liability

Unlimited liability only for life/body/health injury and for wilful/grossly negligent breach. Slight negligence: liability limited to foreseeable, contract-typical damage, max. amount paid in last 12 months (Founder: max. $219). Liability for indirect damages and financial losses from investment decisions fully excluded.

13. Support

Email support. Response time: 7 business days. No claim to individual investment, tax, or legal advice.

14. Data Protection

The Privacy Policy applies. Only email, payment status, and usage statistics are stored. No data sharing with third parties beyond payment and login processing.

15. Trademark and Copyright

"S&P 500" is a registered trademark of S&P Dow Jones Indices LLC. The reference is purely descriptive. The Service is not authorised, sponsored, or supported by S&P Dow Jones. All content is protected by copyright.

16. Changes to the Terms

Changes communicated at least 4 weeks before they take effect by email. Customer's right to object — contract continues on previous terms until end of period. Material adverse changes: special right of termination.

17. Final Provisions

Applicable law: Austrian law, excluding the UN Convention on the International Sale of Goods (CISG). EU consumers: law of country of residence remains unaffected to the mandatory extent.
Jurisdiction: Wiener Neustadt, Austria, where legally permitted.
Online Dispute Resolution: ec.europa.eu/consumers/odr. Provider not obliged nor willing to participate in consumer arbitration.

Provider

Robert Thalhammer · Sole proprietor (small business under § 6 (1) (27) UStG 1994)
Grabengasse 13/3/2 · 2630 Ternitz · Lower Austria, Austria
Email: info@us-aktien-screener.com
Website: https://us-aktien-screener.com

Appendix A: Model Withdrawal Form (FAGG)

If you wish to withdraw from the contract, please fill in this form and return it by email.

To: Robert Thalhammer, Grabengasse 13/3/2, 2630 Ternitz, Austria · Email: info@us-aktien-screener.com

I/We hereby give notice that I/we withdraw from my/our contract for the use of the service "US Aktien Screener" (plan: __________)

Ordered on: __________
Name of consumer(s): __________
Address: __________
Date: __________
Signature (if on paper): __________

Effective: May 2026 · Version 1.0